Child Savings Account – Indexed Universal Life Insurance

Indexed Universal Life Insurance Never Has a Negative Return! This is extremely powerful over time. An Indexed Universal Life policy has 2 differences/benefits (many, really but here are 2) that no other account can match: An annual lock-in and a floor that never lets your investment go negative. With those 2 features alone, you’ll outpace [...] read more

Tax-Free Retirement Approach – Life Living Benefits

With all of the problems in the world, how is one to suppose to plan for their retirement savings. There are many ways to go but most of the options have to choose from offer some type of risk associated with it. What if I was to ask you to stop contributing to your 401k, [...] read more

Idiot Proof Investing – Annuities and Life Insurance

If you are one of the many people that invest in a 401k, Ira, mutual fund, stocks and bonds for your retirement plan you may have not heard of the benefits and features of certain annuities and indexed universal life insurance. Most savings and investment products have risk and fees associated with them. Down markets [...] read more