Top 10 Misconceptions of Life Insurance

Life insurance can be a complicated product without proper planning. With so many different types of life insurance available coupled with the unique needs and goals each consumer has, people should consider carefully the type and amount of coverage for their inimitable situation. Fortunately, the characteristics of life insurance for most people are easier to [...] read more

Amazing Annuities Basics 101: Fixed, Fixed Index, Immediate, and Variable Annuities

Learn the difference between the four basic types of annuities. Stop being scared away from safer money strategies by misrepresentations by stock, bond, and mutual fund sellers. If you don't have some safer money protected from the next market downturn, this article is a must read. Reduce your risk now before the next big market bust. read more

How to Begin A Family Legacy Plan

Before we talk about how to begin a legacy plan we first need to understand what it is. A legacy plan is a conscientiously designed plan that goes deeper than the traditional estate planning, which will incorporate not only the accumulated family wealth but also the values and goals that made the wealth possible. Those [...] read more

Life Insurance For Transferring Wealth and Estates

Wealth transfer and asset protection are important topics for many baby boomers and seniors. Consumers want to learn efficient ways to maximize the distribution of assets to their spouses, younger generations and favorite charities. A will and/or a trust can assign assets to beneficiaries, however these estate-planning tools are not designed to create wealth so [...] read more

How to Transfer Wealth and Reduce Your Estate Tax With Juvenile Life Insurance

The Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act signed into law by President Barack Obama on December 17, 2010 created an unprecedented opportunity to transfer wealth to your loved ones and significantly reduce your future tax liability over the next two years. Juvenile life insurance is a popular new option for tax-advantaged wealth [...] read more

Wealth Transfer Plans – Not Just For the Wealthy

Many consumers, seeing the term “wealth transfer plan”, move right along-thinking of the bills due today, perhaps, and not worried about the future. Perhaps you have a will in place, and think you’re covered-or, like many, perhaps you’re planning on writing a will but haven’t gotten around to it yet. Here’s something to consider: every [...] read more

Child Savings Account – Indexed Universal Life Insurance

Indexed Universal Life Insurance Never Has a Negative Return! This is extremely powerful over time. An Indexed Universal Life policy has 2 differences/benefits (many, really but here are 2) that no other account can match: An annual lock-in and a floor that never lets your investment go negative. With those 2 features alone, you’ll outpace [...] read more

Interchange Plus Vs Tiered Credit Card Processing Pricing

  By Ben Dwyer Merchant account pricing can be categorized as pass-through, bundled or a mix of both. Pass-through pricing is the most transparent, flexible and least expensive form of pricing. Bundled and mixed pricing models, although currently more prominent in the marketplace, are opaque and result in inconsistent and often greater processing costs. Pass-through [...] read more

On February 26th, 2012, posted in: Articles by

Tax-Free Retirement Approach – Life Living Benefits

With all of the problems in the world, how is one to suppose to plan for their retirement savings. There are many ways to go but most of the options have to choose from offer some type of risk associated with it. What if I was to ask you to stop contributing to your 401k, [...] read more

Small Business Payroll Solutions

By Andrew Stratton If you were to gather a room full of small to medium sized business owners and ask them what task they least like and understand, payroll would be at the top of the list for almost everyone in the room. Because most business owners are not accountants and were not math majors [...] read more

On February 6th, 2012, posted in: Articles by